Outstanding loans refer to the total amount of money that has been borrowed by a person or entity, but not yet repaid. This term is commonly used in finance and accounting to describe the sum of all debts owed by an individual or business to a lender. Outstanding loans are typically listed as an asset on a company's balance sheet, representing the amount of money that can be expected to be collected from borrowers in the future. The term "outstanding" refers to the fact that these loans have not yet been fully repaid or settled.